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THE ALLURE OF WOMEN & INVESTING
National Women’s Day encourages us to reflect on all that we have achieved over the past century, and we have a lot to be proud of. In 2021, there are significantly more female leaders at the helm of Fortune 500 companies as well as at the highest levels of government...
SARS IS AWARE OF YOUR OFFSHORE ASSETS
The days where Sars shuts its eyes to taxpayers’ offshore holdings are a thing of the past. Sars is finally utilising the Automatic Exchange of Information regime to pin down taxpayers who have not disclosed their offshore interests and numerous taxpayers have already...
THE IMPORTANCE OF A ‘WEATHERPROOF’ INVESTMENT STRATEGY
Anet Ahern, Chief Executive Officer of PSG Asset Management, eloquently details how and why diversification and a robust investment process can bring calm to your investment journey when “bad weather” is experienced. With the guidance of Morningstar and their tried...
AFRICRYPT: CAN THEY RECOVER, THE SEEMINGLY IRRECOVERABLE?
I have written on Crypto assets before, and I covered a few scandals that unfolded. One of the major issues with crypto assets is its ability to be anonymous, for the lack of a better phrase. These assets can flow between online “wallets” that obscure the trail and...
PROPOSED CHANGES TO REG 28 OFFER OPPORTUNITIES TO REVIVE THE ECONOMY
All retirement funds (retirement annuities, pension funds, provident funds, and preservation funds) are governed by Regulation 28 of the Pension Funds Act. This regulation guides fund managers in where they can invest and places certain limits on how much to allocate...
HAS THE PANDEMIC INDUCED A NEW COMMODITY SUPER CYCLE?
As precaution to prevent or contain the spreading of COVID-19, most global economies went into lockdown. This resulted in world markets becoming very unpredictable. Warren Buhai, Senior Portfolio Manager at STANLIB Multi-Strategy, addresses the question of whether...
WHY CONFIDENCE MATTERS AND YES THERE IS SOME…
Confidence helps us feel ready for life’s experiences. When we are confident, we are more likely to move forward with people and opportunities – not back away from them! This applies not only to our personal lives but also to countries, and boy besides the vaccine jab...
UNDERSTANDING INFLATION
To understand inflation, one needs to understand the implication of what, for example, 4% inflation actually means, and the effect it has on your spending power. Many people refer to the current inflation rate without understanding the implication it has in real...
ENCOURAGING SIGNS AS THE ECONOMY REBUILDS ITSELF, BUT INCLEMENT RISKS REMAIN
A little more than a year ago, global equity markets had fallen off a cliff. Now, markets are celebrating all-time highs, with investors benefiting from liquidity tailwinds. Normally, when crashes of this magnitude occur, markets take years to recover. This time...
WHY THE RESOLUTE WEALTH MANAGEMENT GROWTH PORTFOLIO REMINDS ME OF JACQUES KALLIS
He is arguably the greatest cricketing all-rounder of the modern era. Much like Jacques Kallis was two cricketers in one, so the RWM Growth Portfolio fulfils two important roles in a client portfolio – the portfolio participates in positive market performance and...
WAT IS DIE ALTERNATIEF VIR LEWENDE ANNUÏTEITSKLIËNTE
Die huidige wêreldwye pandemie veroorsaak dat markte soos wat ons dit ken, onvoorspelbare uitkomste lewer en vir beleggers nuwe uitdagings bring. Lewende annuïteitskliënte staar ‘n dubbele uitdaging in die gesig aangesien COVID-19 omstandighede veroorsaak het dat...
5 LESSONS FROM 5 DECADES OF ASSET ALLOCATION
True financial planning is a process and one that requires constant reassessment and quite possibly new decisions to be made on a regular basis. One of those decisions that change as you change is that of asset allocation. Making the correct asset allocation decision...
THE VALUE OF A TESTAMENTARY TRUST
A Testamentary Trust is a commonly used trust when it comes to estate planning. Unlike an inter-vivos trust, which comes into existence during the lifetime of the trust founder, a Testamentary Trust only comes into existence on the death of the testator/testatrix and...
IS POOR TAX COMPLIANCE AKIN TO CULPABLE HOMICIDE?
This article looks at a recent change to the non-compliance provisions in three tax Acts where it is no longer required for SARS to link poor compliance with wilful intent to prove a criminal offence – and how this affects taxpayers' rights. 0n 31 July 2020, National...
A GUIDE TO INVESTING OFFSHORE
There are several motives that influence investors outlooks for sending money offshore, which include diversification, currency risk (rand depreciation), and foreign currency spending power. Most investors still perceive investing offshore as a daunting task, and have...
STADIG MAAR SEKER WEN DIE WEDLOOP
Dit is goed om jou welvaart oor tyd op te bou Morningstar bestudeer hoe mense finansiële besluite neem en die hindernisse wat hulle in die gesig staar om effektiewe keuses te maak. Deur middel van ons navorsing oor gedragsfinansiering is ons doel om beleggers beter te...
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