THE RESOLUTE TEAM

DIRECTORS

QUINTON
RALPH

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QUINTON RALPH CFP®
CEO (JHB), Private Wealth Manager

Certified Financial Planner (Fellow of the Financial Planning Institute), Post Graduate Diploma in Financial Planning (University of the Free State), ICMQ – International Capital Markets Qualification (Securities Institute of London), ND Marketing & Sport Admin (Port Elizabeth Technikon), Completed Representatives, Key Individual & RE3 examinations

With over 20 years experience, Quinton started his career in 1997 during which he joined a leading Financial Planning Company as a Para-Planner. He completed his qualifications in International Markets through the Securities Institute of London in November 1998. In 1999 he was promoted to the position of Financial Advisor. Quinton obtained his Postgraduate Diploma in Financial Planning through the University of the Free State & completed his (CFP) Financial Planning qualification through the Financial Planning Institute in 2001. Quinton formed Resolute Wealth Management in 2004. He has completed his Representatives, Key Individual & RE3 Regulatory examinations. Quinton’s wealth of knowledge, leadership skills and experience has made Resolute Wealth one of the leading financial planning practices. Quinton specializes in financial & retirement planning for high net worth individuals.

COSTA
DREPANIOTIS

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COSTA DREPANIOTIS CFP®
Managing Director (CPT), Private Wealth Manager.

Certified Financial Planner (Fellow of the Financial Planning Institute), CFA® Candidate (CFA Institute), Post Graduate Diploma / Honors: Financial Planning (University of the Free State), Bcomm: Investment Management (University of Pretoria), Certificate in Financial Planning (Milpark Business School), Completed Representative, Key Individual & RE3 examinations.

Costa is a Director and Partner at Resolute Wealth Management acting as a senior advisor to clients where he specializes in investment & retirement planning for high net worth individuals & structuring retirement funds for employee benefit groups. Costa is also a Director and Partner at Resolute Asset Management where he acts as one of the senior investment consultants and portfolio managers that sit on the investment committee.

Costa is a Certified Financial Planner as well as a CFA candidate and has passed Level one of the CIPM® exams. He attended the University of Pretoria where he obtained his BComm specializing in Investment Management. He then obtained his Financial Planning diploma through Milpark Business School & completed his honors in Financial Planning through the University of Free State. Prior to joining Resolute, Costa spent time with the Barclays/ABSA group where he acted as a financial advisor and gained valuable experience in the retail & private banking space.

GARETH
VAN DER MERWE

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GARETH VAN DER MERWE CFP®
Director and Fiduciary Specialist

Certified Financial Planner (Fellow of the Financial Planning Institute), Post Graduate Diploma in Financial Planning (University of the Free State), Advanced Diploma in Estate & Trust Administration (University of the Free State), BComm – Specializing in Marketing Management – Cum Laude (UNISA). Completed 3 registered person examinations (South African Institute of Financial Markets). Completed first level Representatives Regulatory examination & Key Individual examination.

Gareth has joined Resolute Wealth after successfully completing 3 registered person’s exams which are evaluated by The South African Institute of Financial Markets. Gareth completed his BComm: Marketing Management degree which he attained in 2012 achieving Cum Laude. Gareth was previously employed as a Marketing Manager, skills which we believe are beneficial to RWM. Gareth completed his Post Graduate Degree in Financial Planning in 2015 and has successfully completed his CFP® board examination. Gareth is a Private Wealth Manager within the company and sits on the investment committee.

PRIVATE WEALTH MANAGERS

NANCY
BOWRING

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NANCY BOWRING
Private Wealth Manager (21 years’ experience)

Certificate in Financial Planning (Milpark Business School)

Nancy joins the Resolute Wealth team as a Financial Adviser bringing along with her 21 years of industry knowledge and experience. Having started her career at a large corporate institution, Nancy soon moved into the independent space in 1996. Since then, Nancy has gone on to obtain her Certificate in Financial Planning from the Milpark Business School and has continued to grow her practice as an Independent Financial Adviser. Throughout the years, Nancy has enjoyed her role advising and reassuring clients through various market cycles, including three bear markets (1998, 2002 and 2008). Nancy has built her business by helping people better understand finance and assisting her clients manage their financial affairs both pre and post-retirement and is passionate about good client service, which is one of her reasons for joining the Resolute Wealth team. Currently based in Cape Town, Nancy is married to Owen and is a proud Mother and Grandmother. In her spare time, she enjoys reading, hiking, nature and listening to music. Nancy is proud to be associated with the RWM brand as she continues to service her clients for the foreseeable future.

JAMES
FERREIRA

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JAMES FERREIRA
Private Wealth Manager

MComm: Financial Management (Rhodes University) – Focusing on actively vs passively managed unit trust performance in South Africa during varying economic periods including the 2007 Financial Crisis. BComm (Hons): Financial Management (Rhodes University) – Focusing on the change of financial advice following the financial crisis of 2007. BComm: Economics & Management (Rhodes University). Post Graduate Diploma in Financial Planning (University of the Free State). Completed first level Representatives Regulatory examination.

After completing his Master’s degree in 2014, James joined a prominent wealth management company in Port Elizabeth where he gained valuable industry knowledge before embarking on overseas travels. James joined Resolute Wealth Management in 2016 as a Financial Advisor and has subsequently completed his Post Graduate Diploma in Financial Planning which is required to obtain the CFP designation. James currently sits on the investment committee within Resolute Wealth Management. Prior to studying and working, James attended Grey High School in Port Elizabeth where he matriculated in 2008. James offers a simplified and easy to understand approach to Financial Planning.

ANGELO
THEOFANOUS

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ANGELO THEOFANOUS
Private Wealth Manager (12 years experience)

Post Graduate Diploma in Financial Planning, National Diploma in Financial Planning, FSA

Angelo has been in the industry since 2004, a�er the advent FICA law changes.
He started his career working as an administrator before comple�ng his
studies and becoming a fully fledged Wealth Manager at Ascent Wealth,
before moving to Resolute Wealth. Angelo believes in crea�ng richer rela�onships with his clients in order to support them and provide them with the best
advice, tailored to their financial goals.

PARA-PLANNER

BOOKKEEPER

PERSONAL ASSISTANT

Quinton Ralph

GENERAL OFFICE ASSISTANT

PARA-PLANNER

KRESTIN
SMITH

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KRESTIN SMITH
Administrator/Para Planner

Wealth Management Qualification – NQF level 6). Post Graduate Diploma in Financial Planning (University of the Free State).

With 8 years of industry experience, Krestin started her career in the financial industry with RWM and has become a key player in the success of our administration. She is a very dynamic person who completed her NQF 6 in Wealth Management in 2014 and is currently studying towards obtaining her Post Grad Diploma in Financial Planning. Krestin will be fulfilling the role of a Para-Planner is working under the supervision of Quinton Ralph while attaining all of her prerequisites to becoming a Certified Financial Planner.

BOOKKEEPER

KIRSTEN
MITCHELL

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KIRSTEN MITCHELL
Administrator/Bookkeeper

Kirsten joined Resolute in a very diversified role as an Administrator & Bookkeeper. Graduating from Hermanus High in 2010 with 4 distinctions to her name, she was also elected as Head Girl and as Head of Sport on the Hostel Council. Adding to her impressive achievements, she also placed first in her 2010 school Math Olympiad as well as winning the 2010 Regional Taalbond Olympiad. We are very pleased to have Kirsten as part of the RWM team and look forward to what the future will bring.

PERSONAL ASSISTANT

Quinton Ralph

LESLEY
BOTHA

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LESLEY BOTHA
PA to Costa Drepaniotis/Receptionist

Executive/Personal Assistant National Diploma

Lesley has joined Resolute Wealth Management as a Personal Assistant to Costa. She has been in the Corporate World for over 30 years, the majority of which has been spent in the Financial Markets Field. Lesley brings her wealth of experience and knowledge. We are very pleased to have Lesley part of the Resolute Wealth team.

GENERAL OFFICE ASSISTANT

YVONNE
MPOFU

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YVONNE MPOFU
Industry Experience: 1 Year

General Office Assistant

In the time that Yvonne has been a part of the Resolute Wealth Management family, she has proved herself to be an intricate part of the team which has resulted in her swiftly moving into the role of filing clerk. She continuously shows a strong work ethic and accepts any challenges she is faced with head on. She is persistent in ensuring all tasks are completed accurately and timeously, and we hope we will be able to call on her professional assistance for years to come.

ADMINISTRATORS

CHANDLER
ALLISON

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CHANDLER ALLISON
Administrator

Having matriculated in 2014 from The Hill High School, Chandler is new to the working environment and has joined our team as a Receptionist. She obtained a Certificate of Merit for Outstanding Service as a member of the RCL Disciplinary Committee. She has shown she is a very inquisitive individual and is eager to enhance her existing skills and wants to learn as much as she can about financial planning. Chandler is looking forward to interacting with all of our clients and building a successful career with RWM.

JULIE-ANN
ROBINSON

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JULIE-ANN ROBINSON
Administrator (CPT)

Bachelor of Education, Bachelor of Commerce, Post Graduate Diploma in Financial Planning

Julie-Ann started her career in the financial services industry in 2016 after completing her studies in Education and Finance at the Nelson Mandela Metropolitan University (now Nelson Mandela University). In 2016, Julie-Ann worked as an administrator for a leading Financial Planning Firm in Port Elizabeth. She moved to Cape Town in 2017 where she worked for another top Financial Planning Firm as a paraplanner. After taking a sabbatical in China, Julie-Ann joined Resolute Wealth Management (RWM) in March 2019. In her spare time, Julie-Ann enjoys running, hiking and the outdoors.

JUDY NWABISA
NKHAPE

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Judy Nwabisa Nkhape
Administrator (CPT)

National Diploma in Office Management & Technology

Judy started her career in the financial services industry in the year 2012 while she was busy with her studies in Office Management & Technology at the Cape Peninsula University of Technology in Cape Town. Judy initially joined Resolute Wealth Management (RWM) in March 2019.Throughout the years Judy has been with the financial industry as a Sales Consultant where she has experience in selling both long term and short-term Insurance. Judy is currently furthering her studies meanwhile on the other side she is a businesswoman where she opened her own small business called Joyful Creations where on her spare time, she does invitations, programs and deco for events. Judy is a young mother of a three-year-old boy, she’s full of energy and always willing to learn new things. she is also adventurous and loves meeting and engaging with people.

INVESTMENT TEAM

VICTORIA
REUVERS

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VICTORIA REUVERS

Senior Portfolio Manager for Morningstar Investment Management South Africa, responsible for leveraging Morningstar’s global investment capabilities to provide best practice investment consulting and portfolio construction services for clients.

Before joining Morningstar, Victoria was the founder and CEO of Trivium Capital (Pty) Ltd, an investment consulting and research firm in Cape Town. As well as driving strategy for the business, Victoria was a senior portfolio manager at Trivium Capital. Her role included investment research, portfolio construction and on-going portfolio management.

Before founding Trivium, Victoria gained extensive experience of fund analysis and quantitative research experience at Investec Asset Management where she worked in the retail fund management team. Prior to that, she worked for Investec Private Bank as part of their growth and acquisition finance team. Victoria began her career at Standard Corporate and Merchant Bank and has 12 years experience in the financial services industry. She holds a bachelor’s degree in Finance at the University of Cape Town.

GERBRANDT
KRUGER

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GERBRANDT KRUGER

Gerbrandt Kruger is an Investment Analyst for Morningstar Investment Management South Africa, responsible for evaluating funds and fund managers, and thereby producing research that drive portfolio construction.

Prior to joining Morningstar in 2015, Gerbrandt was a portfolio manager Seed Investment Consultants. In total, Gerbrandt spent seven years in the investment team at Seed, where he was responsible for model portfolios and hedge funds. He was also involved in manager research for both unit trusts and hedge funds. Gerbrandt was formally an internal investment consultant at Seed, assisting in client reporting, retirement planning and implementation.

Gerbrandt holds a bachelor’s degree in Actuarial and Financial Mathematics from the University of Pretoria.

EUGENE
VISAGIE

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EUGENE VISAGIE

Eugene’s career started as a Lecturer in the Department of Statistics at the University of Stellenbosch, where he is still involved on a part-time basis. During this period, he completed his Master of Commerce degree with a focus on Financial Risk Management and alternative investments with a dissertation on investment opportunities in the listed African space.

He then joined Novare, initially as Risk Manager, and finally fulfilled the role of Head of Investments for Novare’s South African focused investment products. His responsibilities included the oversight of the investments team, product development, manager research as well as actively participating on the investment committees of both traditional and hedge fund product offerings. During his time at Novare, Eugene was also actively involved with ASISA serving as both the hedge fund standing committee Chairperson and ASISA CIS standing committee member.

Eugene has extensive experience in manager research and financial markets and has written several articles covering a wide range of financial topics as well as participating as a speaker at several investment conferences.

He is currently portfolio specialist at Morningstar Investments Management South Africa.

He is a qualified Chartered Financial Analyst (CFA) and a Certified Financial Risk Manager (FRM).

MICHAEL
KRUGER

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MICHAEL KRUGER

Michael Kruger, CFA, is an associate investment analyst for Morningstar Investment Management South Africa, responsible for evaluating funds and fund managers, and thereby producing research that drives portfolio construction. He is also the sector lead for multi-asset class funds.

Prior to joining Morningstar, Michael spent four years at State Street Southern Africa (Pty) Ltd, where he ran a NAB production team that served the daily needs of the local business’s main client, Investec.

Michael holds a BBusSci in management studies, with a major in finance, from the University of Cape Town. He also holds a Chartered Financial Analyst® designation.