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THE RAINBOW PROMISE 3 – ‘WHAT RAINBOW?”
Where did the rainbow go? The average South-African household is under immense pressure. No doubt you have read the headlines, and this may have created a bead of sweat on your forehead. Let’s take the chicken and not the egg: Our local grocer has had to increase...
SOUTH AFRICA SHOULD BUCKLE UP FOR A TOUGH 2023
Most South Africans agree that last year was a tough one financially – and the bad news is that it’s not going to get any better soon, according to Efficient Group chief economist Dawie Roodt. The slow growth, high unemployment rate and rising levels of poverty are...
WHAT CAN FINANCIAL MARKETS EXPECT IN 2023? TEN FACTORS TO CONSIDER
On the back drop of an extremely volatile year across almost all asset classes, many investor are left wondering what they have to prepare for in 2023. Fixed Income Investment Analyst for Anchor Capital, Casey Delport, unpacks what markets can expect for the upcoming...
NEW YEAR, NEW YOU!
Welcome to 2023 – a new year and a blank slate of 12 months, 52 weeks, 365 days, 8760 hours and 525 600 minutes to make changes, take on new opportunities and set new goals. We all kick off a new year with certain resolutions in mind, such as eating healthy and...
THE SEASON OF OPPORTUNITY
A retirement annuity provides a tax-efficient means to save steadily towards your golden years. The period following the festive season to the end of the tax year known as ‘RA season’ is probably the busiest time in the calendar year for the platform industry. As our...
CONGRATULATIONS
Congratulations to our wealth manager, Kyle Furlong, on successfully completing his Post-Graduate Diploma in Financial Planning. This qualification is a prerequisite to be allowed to write the CFP® board exam and is the final step in obtaining the CFP® qualification....
WHAT WILL THE MARKETS PROVIDE OVER THE FESTIVE SEASON?
It is that time of year again where everywhere we look, we know we are fast approaching the end of the year, and we are reminded with flashing lights and beautifully festive decorations, Christmas is just around the corner. With all the hype surrounding the festive...
TAKING STOCK SPRING 2022
Addressing investors’ burning questions amid tough market conditions and reflecting on industry developments. As I write this, yet more investment records have been shattered. Unfortunately, they’re not of the good kind. This year alone, global equity markets are down...
SARS ADMINISTRATIVE PENALTIES – WHAT YOU NEED TO KNOW:
The Tax Administration Act stipulates that SARS can issue administrative penalties for outstanding tax returns. Until recently, SARS could only levy penalties if the taxpayer had two or more outstanding returns between 2007 and 2020. The law has since changed and,...
FOCUS ON WHAT YOU DO KNOW
A few reminders when it comes to investing Year to date investors have been fleeing from risk assets due to a confluence of intertwining factors. This includes very hawkish central banks globally trying to fight persistently high inflation, a softer global growth...
MID TERM BUDGET SPEECH BY ENOCH GODONGWANA
Enoch Godongwana's 2022 Medium Term Budget speech On Wednesday (26 October), Finance Minister Enoch Godongwana delivered his second Medium-Term Budget Policy Statement (MTBPS), which painted a promising story. Three key aspects emerged from the MTBPS. These were the...
STADIG MAAR SEKER WEN DIE WEDLOOP DIT IS GOED OM JOU WELVAART OOR TYD OP TE BOU
Morningstar bestudeer hoe mense finansiële besluite neem en die hindernisse wat hulle in die gesig staar om effektiewe keuses te maak. Deur middel van ons navorsing oor gedragsfinansiering is ons doel om beleggers beter te verstaan - wie hulle is, wat dit vir hulle...
WHAT IS GREYLISTING AND WHAT DOES IT MEANS FOR SOUTH AFRICA’S ECONOMY?
Background The Financial Action Task Force (FATF) conducted a mutual valuation, which was concluded in October 2021. The valuation found holes in South Africa’s strategic systems to combat money laundering and terrorist financing. This was due to low levels of...
WHERE TO HIDE WHEN THERE IS NOWHERE TO HIDE?
The year 2022 will go down in history, unfortunately, for all the wrong reasons. Just when humanity thought that the world was done throwing curveballs, 2022 uttered the proverbial “Look Mom, no hands!”. So, what exactly has happened. Well, bluntly, everything short...
TAX COMPLIANCE
What does it mean to be tax compliant or non-compliant? How do you know your status? And what are the effects on Government's ability to weather the storm of 'COVID-19' and beyond. What is compliance? ‘Compliance’ can be defined as the act of adhering to laws or...
IT’S SO BEARISH OUT THERE, IT MAKES ME BULLISH
“The most common cause of low prices is pessimism—sometimes pervasive, sometimes specific to a company or industry. We want to do business in such an environment, not because we like pessimism but because we like the prices it produces. It’s optimism that is the enemy...
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