We strive to provide you with clarity, order and direction.
FORWARD LOOKING ASSET CLASS OUTLOOK
Forward looking asset class outlook Passage of time and the wealth that is generated through a cycle: This year, I have been talking to you about three main things that dominate this part of our investment cycle. These are the war in Europe, interest rate and...
BALANCED FUND BOMBSHELL – VERTICAL INTEGRATION & PERFORMANCE FEES
For those of you who follow the various money websites you may have seen the recent article in BizNews “Financial insider Peche drops nuclear bomb on SA performance fee-rip off” where he has had a go at some of the largest and most successful asset management...
THE BASICS OF ‘TYING THE KNOT’
I have found that many young people arrive at my desk for their personal financial planning. Sometimes they have already tied an unwise KNOT. Below is a quick summary of the various options available to young (and older) ones who fall in love and who plan to tie the...
NATIONAL WILLS WEEK – 12TH TO 16TH SEPTEMBER 2022
Despite the importance of having a Last Will & Testament, most South Africans still don’t have one in place. More often than not, a person will procrastinate in getting it done as it is not a nice topic of conversation, or a person doesn’t expect the unexpected to...
SURVIVING SA INFLATION
Inflation is likely the leading driver in the global economy, and its impact is felt by individuals and corporates alike. It is the single biggest risk to spending power and yet, investors consider this risk as an afterthought. When inflation was low and cash was...
WHAT TO DO IN A BEAR MARKET
To reap the benefits of gaining long-term market returns, you need to be invested through both the good and the bad. The magic happens somewhere in between. Through numerous discussions with clients, it’s very evident that the pain of losses is felt twice as much as...
HOW CAN I SAVE WHEN I HAVE NOTHING LEFT TO SAVE AT THE END OF THE MONTH?
With all the doom and gloom we are experiencing around increasing costs that have arisen from ongoing inflation how do we manage to continue to save? Debra Slabber, Morningstar’s Portfolio Specialist, has shared some wonderful tips to help you prioritize managing your...
THE HUMBLE (YET POWERFUL) DEBIT ORDER
One of the most underrated investment tools at your disposal is the humble debit order which can make a significant difference in your journey to financial freedom. We often associate investing or getting financial advice with needing to have a large lumpsum to start...
SAVING IN A RISING INTEREST RATE ENVIRONMENT
With interest rates and inflation on the rise, Cedrick Pila, regional manager, discusses how investors can achieve real returns and protect their savings and investments from losing value over time. The South African Reserve Bank recently announced an interest rate...
SIX MONTHS IN – MARKET VOLATILITY & GREEN SHOOTS
Six months into the year and our wild roller coaster ride continues. The War in Ukraine is heading into its fifth month and there is no end in sight, bringing with it market uncertainty and contributing to record high inflation. On the local front politics is starting...
FOUR MOVES TO AVOID WHEN INVESTING
With so much access to news and market reports along with jargon thrown around such as bulls and bears, investors can be forgiven for sometimes getting lost in it all and making mistakes that could have been avoided. Lynn Bolin, from M&G Investments, simplifies...
SARS IS CHANGING AUTO-ASSESSMENTS FOR TAXPAYERS – HERE’S WHAT YOU SHOULD KNOW…
SARS has introduced some changes to the auto assessment process this year to make it easier for taxpayers to file their income tax returns. An auto assessment is based on data received from employers, medical aids, banks, retirement annuity funds, etc. Once SARS has...
THE RAINBOW PROMISE 2, WHEN THINGS ARE “PEAR-SHAPED” AND THE RAINBOW HAS MOVED:
At Resolute Wealth we and our partners have a very good view of the history of investments. It seems most of us only care about markets in periods of “economic slowdown, recession” or when our returns are at an all time high. hedgeye.com -Cartoon of the day: I have...
DATA QUALITY AND HUMAN NATURE
It’s been another interesting week in the world. I mentioned previously that irrational investor behaviour can take markets higher and lower than they should logically be. As I have been combing through data this past week, I have been simultaneously irritated and...
BOLD BEHAVIOUR IN A BRAZEN WORLD
For once, it’s not just us at the tip of Africa. Across the globe, inflation is raging, gas prices are soaring, food prices are spiralling and the cost of living is drowning many in debt; this has been further exacerbated by the war in Ukraine and fanatical Chinese...
HOW MUCH IS ENOUGH IN RETIREMENT & WHAT FACTORS TO CONSIDER
Despite taking steps to save, millions of South Africans are at risk of having to make significant lifestyle-related downgrades when they are no longer actively earning an income. Being able to retire comfortably is one of the most common goals when it comes to...
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