Snowball of Debt 2024

Are you digging a hole or are you getting out of the debt hole?  South African DEBT to savings ratio is in DECLINE – we are saving less than we did 10 years ago. It seems that not many care about providing for old age. Over the coming months, South Africans may...

DO I PAY OFF DEBT FIRST OR SAVE FIRST?

Image Source: Canva, iJeab Finding the balance between saving and paying off debt can be a challenging decision. It depends on your individual circumstances and financial goals. Here are some factors to consider when deciding how to allocate your resources:...